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Super growth reducing age pension drawdown
Big four firm outlines new financial year checklist for SMSFs
Asset allocation as you age
Australia - the story goes on.
Consolidate your super and save
Critical documentation steps flagged with switching SMSF loans
Good investment habits versus damaging biases
Control considerations flagged with death benefit pensions for children
Interest rate for SMSF loans set to rise under safe harbour terms
Recession on our mind
What it will take to close the super gap between men and women
Australia - How are we going as 2018-19 ends?
LRBAs, guarantees in need of review after property market falls
Average age for establishing SMSFs sitting at 48.9: Report
ATO updates valuation guidelines for pension reporting
ATO figures show jump in starting balances for SMSFs
Your personal financial register
Australia’s $4bn Super blackhole impacting self-employed most
The proper help can be a benefit - age pension
SMSFs on ATO’s radar in cryptocurrency review
Limited recourse borrowing arrangements - LRBAs
What a financial planner does to help.
Goodbye to ad-hoc portfolios
Wanted: More voluntary super contributions
Australia by the numbers – May Update
Federal Budget 2019 - Overview
How the 2019 Federal Budget affects you
The problem with getting to 53 years of age.
Paying for health care in retirement
Personal super contributions and the 10% test
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Quarter 4 of 2014
A great overview of investing and good Holiday reading.
The final nail in the coffin for LRBAs?
Market Update – November 2014
Online financial tools your family and friends can use.
Overcoming our behavioural barriers to saving
‘Unintended consequences’ threaten SMSF tax reform
Retirement income: every bit counts
ASFA continues to sound warnings on retirement savings
Market Update - October 2014
The little-known rule with huge implications for self-managed super funds
Grappling with the uncertainties of retirement
Change to ATO decision relevant to SMSF in-house assets
Taking a personal perspective on the global super challenge
Some terms defined - Super & Investment
The perils of market-timing and over-confidence
Market Update – 30th September 2014
Hardly a do-it-yourself job
Super insurance: wide coverage, limited understanding
ASIC eyes SMSF loan sign-off
Redesigning retirement incomes policy - from the ground up
Market Update – 30th September 2014







  1. The RBA held the overnight cash rate steady at 2.50% for the 13th consecutive Month in September.
  2. The 3 Month Bank Bill Swap Rate and 10 Year Australian Bond Yield both increased over the month, adding 0.08% and 0.18% respectively.
  3. The Australian Share Market plummeted, with the All Ordinaries Price Index and the S&P/ASX 200 Index decreasing by -5.83% and -5.92% respectively.
  4. The Australian Listed Property Sector followed the downward trend in the broader equities market, with the ASX 300 Property Index losing -5.18% for the month.
  5. September was a difficult month for many global equity markets, with the Hang Seng Price Index plunging by -7.31% to be the worst performer.  The US and UK both recorded losses in September, with the S&P 500 US Index and the FTSE 100 UK Index losing -1.55% and -2.89% respectively.
  6. The Japanese TOPIX Price Index was the best performer over the month, adding 3.78%.
  7. Gold and Oil prices tumbled further over the month, falling by -5.83% and -5.00% respectively. The overall US$ CRB Spot Commodity Price Index fell by -2.15% in September.
  8. There was a large sell off of the Australian Dollar in September, as it depreciated significantly against most currencies. In particular, it fell by -6.39% against the US Dollar, -2.79% versus the  Euro, -4.51% against British Pound and -1.38% against the Japanese Yen.
  9. The Australian Trade Weighted Index (TWI) decreased by -4.17% in September, indicating a large drop in Australia’s international competitiveness.
  10. Corporate debt spreads widened in September, which rose from 80.21 to 87.07, as measured by the iTraxx Australia Index.  The S&P VIX Index rose to 16.31% in September from 11.98% last month, indicating a large increase in the US equity market volatility.


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 Source:       Zenith Investment Partner



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